Personal Retirement

Do you know how much you need to save for a comfortable retirement? For most, you will need to replace at least 80% of your pre-retirement income with dollars from several sources, such as Social Security, a company pension or savings plan.

Financial experts speculate that Social Security will provide only a small percentage of the total amount a retiree may need to maintain their pre-retirement lifestyle. This means your personal retirement savings is a crucial component in helping you meet your retirement needs. A powerful and sometimes overlooked vehicle for retirement savings is the IRA.

There are many factors to consider when selecting an IRA, such as your current and future tax bracket and the number of years it will take you to retire. Our Financial Advisors can help you find the right IRA to help you meet your retirement investment needs.


Not FDIC Insured | No Bank Guarantee | May Lose Value | Not Insured by any Federal Government Agency | Not a Bank Deposit

Securities and advisory services are offered through, and Financial Advisors and Consultants are registered with, LPL Financial, a registered investment advisor, member FINRA / SIPC. Insurance products offered through LPL Financial or its licensed affiliates. Sandy Spring Wealth Management and Sandy Spring Bank are not registered broker/dealers and not affiliated with LPL Financial.

The LPL Financial Registered Representatives associated with this site may only discuss and /or transact securities business with residents of the following states: AR, AZ , CA, CO, CT, DC, DE, FL, GA, HI, IA, IN, LA, MA, MD, ME, MI, MN, MO, MT,NC, NJ, NM, NY, OH, PA, SC, TN, TX, UT, VA, VT, WA, WI, WV.


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Schedule a free, no-obligation consultation with us to review your financial needs. Complete the form below or call us at 800-770-5417.