Personal Investing

Wherever you are in your life cycle, we have a solution to help you attain your goals.

First Job
• Begin Funding a Retirement Account
• 401(k)/ IRA
• Establishing CreditGetting Married
• Purchase First Home
• Purchase Disability Insurance
• Diversify Your Portfolio

New Child
• Develop a College Savings Plan
• Purchase Life Insurance
• Establish Basic Estate Plan

Changing Jobs/Divorce/Remarry
• Consolidate 401(k) Assets from Previous Employers into a Rollover IRA
• Mortgage Refinance/New Mortgage
• Update Will/Trust/Power of Attorney

Retiring Parents/Parent Care
• Explore Assisted Living Options
• Create a Comprehensive Estate Plan
• Insure Retirement Income

Planning for your Retirement/Kids Leave for College
• Develop a Retirement Plan
• Finance College Education
• Diversify Your PortfolioLegacy Planning
• Transfer of Assets to Beneficiaries
• Purchase Second Home
• Diversify Your Portfolio

Early Retirement
• Utilize Advanced Estate Planning Techniques
• Establish Retirement Income Distribution Strategy
• Explore Charitable Giving Options

Late Retirement
• Update Will/Estate Plan
• Start Taking IRA Required Minimum Distributions at 70 1/2
• Manage Medical Expenses
• Make Assisted Living Arrangements


Not FDIC Insured | No Bank Guarantee | May Lose Value | Not Insured by any Federal Government Agency | Not a Bank Deposit

Securities and advisory services are offered through, and Financial Advisors and Consultants are registered with, LPL Financial, a registered investment advisor, member FINRA / SIPC. Insurance products offered through LPL Financial or its licensed affiliates. Sandy Spring Wealth Management and Sandy Spring Bank are not registered broker/dealers and not affiliated with LPL Financial.

The LPL Financial Registered Representatives associated with this site may only discuss and /or transact securities business with residents of the following states: AR, AZ , CA, CO, CT, DC, DE, FL, GA, HI, IA, IN, LA, MA, MD, ME, MI, MN, MO, MT,NC, NJ, NM, NY, OH, PA, SC, TN, TX, UT, VA, VT, WA, WI, WV.

Get Started Today

Schedule a free, no-obligation consultation with us to review your financial needs. Complete the form below or call us at 800-770-5417.